Habitat for Humanity Kingston Limestone Region partners with hardworking local families to build better futures through our unique home ownership program.
The three criteria to qualify for a Habitat for Humanity home are:
- Need for affordable housing,
- Ability to repay a Habitat for Humanity mortgage, and
- Willingness to partner with Habitat for Humanity.
Families are chosen on the basis of the above criteria. Family selection occurs by way of an application process.
If you are interested in applying for a Habitat for Humanity Kingston Limestone Region, you can fill in the complete online application below, or call 613-548-8763, or email email@example.com for more information.
Need for affordable housing is defined by a family whose existing living conditions are inadequate in terms of structure, cost, safety or size. The ratio of shelter expense to total income is also factored (paying a large percentage of your income to rent).
Ability to repay a mortgage requires that the family has a stable income sufficient to cover the monthly mortgage payments and other expenses that come with home ownership including property taxes, utilities, insurance, home maintenance, etc. Qualifying families have over $35,000 gross income total from all sources.
Homeowners must demonstrate a Willingness to partner with Habitat for Humanity by contributing 500 hours of volunteer labour (“sweat equity”) towards the building of their homes, other Habitat for Humanity builds and activities.